Loans
Whether you're looking to borrow to help with your household expenses or for a larger purchase, we have the right personal loan to suit you. We've made it easy to borrow as little as £100 or up to £15,000 above shares at a fair, affordable rate with no application fees and no early repayment charges.
Our Loans at a glance
Personal Loan
Borrow from £100 to £15,000 above shares
- Many financial institutions do not offer loans under £1000, so come to us for the amount you want to borrow
- If you've had trouble in the past that doesn't necessarily stop you getting a loan
- Interest is calculated on a reducing loan balance therefore the more and quicker you pay the less interest you will be charged.
- Competitive interest rate.
- Repayments to suit you - weekly, fortnightly or monthly
- No application fees or early repayment charges
- Eligible for annual interest rebate
CAR LOAN
Borrow from £3000 to £15,000 above shares
- If you've had trouble in the past that doesn't necessarily stop you getting a loan
- Interest is calculated on a reducing loan balance therefore the more and quicker you pay the less interest you will be charged.
- Competitive interest rate.
- Repayments to suit you - weekly, fortnightly or monthly
- No application fees or early repayment charges
- Eligible for annual interest rebate
WINTER WARMTH LOAN
Borrow from £100 to £500 max term 26 weeks
- Many financial institutions do not offer loans under £1000, so come to us for the amount you want to borrow
- If you've had trouble in the past that doesn't necessarily stop you getting a loan
- Interest is calculated on a reducing loan balance therefore the more and quicker you pay the less interest you will be charged.
- Competitive interest rate.
- Repayments to suit you - weekly, fortnightly or monthly
- No application fees or early repayment charges
- Eligible for annual interest rebate
SCHOOL UNIFORM LOAN
Borrow from £100 - £500 max term 26 weeks
- Many financial institutions do not offer loans under £1000, so come to us for the amount you want to borrow
- If you've had trouble in the past that doesn't necessarily stop you getting a loan
- Interest is calculated on a reducing loan balance therefore the more and quicker you pay the less interest you will be charged.
- Competitive interest rate.
- Repayments to suit you - weekly, fortnightly or monthly
- No application fees or early repayment charges
- Eligible for annual interest rebate
Home Loan/Extension/Improvement Loan
Borrow from £20,000 to £30,000 maximum loan term 10 years
- Longer term
- Competitive Interest Rate
- Repayments to suit you weekly, fortnightly or Monthly
- No application fees or early repayment charges
- Interest calculated on a reducing balance
- Eligible for annual interest rebate
Try out our quick and easy loan calculator below
Maximum Loan Amount :
Maximum Loan Term :
Maximum Loan Term :
£
Repayment Frequency
£
APR
12.68%
12.68%
# Repayments
Total
£
APR
12.68%
12.68%
# Repayments
Total
£
APR
12.68%
12.68%
# Repayments
Total
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
